Buy now. Pay later With California Tools & Equipment.
Check out our financing partners below.
Klarna Financing
Financing From ___________ To __________
Consumer lending
3 Financing Options Available
Interest Free Financing Available
No Credit Needed Option Available
Takes less than 5 minutes
Part 1: How it works
Shop now. Pay later with Klarna.
We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout. It’s a safe and simple way to get the stuff you want, when you want it.
Here’s how it works:
Step 1
Add products to your cart and select “Klarna” when you check out
Step 2
Enter a few personal details and you’ll know instantly if you’re approved
Step 3
Klarna will send you an email confirmation and reminders when it’s time to pay
Step 4
You can complete your future Klarna purchases with just one click
Part 2: Payments information
[ATTN: Only insert the below payment options that are available on your store]
Pay in 30 days
Try your stuff at home and decide which items you want to keep. Make your payment in full 30 days after your purchase is shipped. No upfront payments, no interest, and no fees when you pay on time.
Alternative version:
Shop now and pay for only what you decide to keep. With this home try-on shopping option, get the items you want now and pay up to 30 days after shipment. No upfront payments and zero interest. Never any fees when you pay on time.
Pay in 4 interest-free installments
Split your purchase into four equal payments. Just enter the credit or debit card details of your choice and make automatic payments every two weeks. No credit checks, and no interest or fees when you pay on time
Alternative version:
Shop today and split purchases into 4 equal interest-free installments. Zero interest and never any fees when you pay on time. Simply enter your card details and automatic payments are taken every 2 weeks.
Monthly Financing
Apply for monthly financing during checkout. It’s a simple, 2-step application process with an instant decision. When approved, you can manage your payments and get payment reminders in the Klarna App.
Alternative version:
Conveniently pay for purchases over time with monthly financing. Shop for the items you need, when you need them. Simple, fast and an instant decision at checkout. After you’re approved, manage purchases and set up automatic payments in the Klarna App.
Part 3: About Klarna
Pay online or in the app
Review your latest purchases and make payments in the Klarna app or online.
With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.
At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth payment methods give you more time, control and joy so you can focus on the things you love.
● 80 million shoppers are using Klarna.
● 190,000 retailers are working with us worldwide.
● We’ve been powering online checkouts for 14 years.
Acima Credit
Financing From ___________ To __________
Consumer lending
Treated as a lease
Interest Free Financing Available
No Credit Needed At All
Takes less than 5 minutes
We’ll help you get what you need today. And you can pay over time - regardless of your credit history. Apply online, on your mobile device, or in the showroom of your favorite store. It’s easy to apply.
You apply, get approved, then you shop. It’s that simple.
Eligibility requirements
We don't ask a lot. Our application is simple and easy to complete.
Income History
Do you have a three-month history with your current employer or source of income?
Checking Account
Have you had a checking account for at least 90 days?
Monthly Income
Do you deposit $1,000 or more into your checking account each month?
Checking Activity
Is your checking account free from NSFs, excessive overdrafts, and negative balances?
Flexible payment options
Our weekly, bi-weekly, twice monthly, or monthly lease renewal payment schedules are designed to align with your paydays.
Pay Over 12 Months
Choose to make all lease renewal payments to align with your payday and own the property in 12 months.
90-Day Purchase Option
Save big by paying off in under 90 days.
Early Purchase Discount
Payoff after 90 days and save 25%
or more on all outstanding payments.
We'll Report Your Lease Activity
No Credit Needed
While many traditional lenders may not take a chance on you - we will. Consider applying if you have low or no credit.
Credit Reporting
Partnering with credit bureaus, including Experian, means we can report your payment history directly to these bureaus.
Quickspark Lending
Financing From ___________ To __________
Business Lending
Treated as a Line of Credit
Tax Deductible
All types of credit accepted.
Takes less than 5 minutes
LET YOUR EQUIPMENT PAY FOR ITSELF
With QuickSpark's simple financing, you can get the equipment you need for a low monthly payment you can afford. Quickly earn back your investment while maintaining a steady cash flow.
NEW EQUIPMENT
LET'S SAY YOUR NEW EQUIPMENT COSTS $6,000.
PAYMENT
YOUR MONTHLY EQUIPMENT PAYMENT IS $225.
EARNINGS
YOU EARN $2,500 A MONTH WHILE USING THE EQUIPMENT.
PROFITS
SO YOU POCKET $2,275 EVERY MONTH!
FINANCING HELPS YOU BUSINESS GROW
GENERATE REVENUE
Financing gives the option to get new equipment now and pay for it in small, manageable payments. You can start earning money with your new equipment before your first payment is due!
LOW MONTHLY PAYMENTS
QuickSpark offers monthly payments that range from 12 to 60 months and ensures the best fit for your business.
100% TAX DEDUCTIBLE
Section 179 allows businesses to deduct the full purchase price for the equipment financed. Most businesses are able to deduct 100% of the total equipment costs.
LINES OF CREDIT OPEN
Keep potential lines of credit open for financial emergencies and use our financing to help build your business credentials with any bank.
WHO QUALIFIES?
QuickSpark partners with multiple funding sources to find the best solution for your financial situation. Whether you have a low credit score or just starting your business out, we have special financing programs for every situation and will get you manageable low monthly payments.
STARTUP BUSINESS
SMALL/MEDIUM BUSINESS
LOW CREDIT SCORE
ESTABLISHED BUSINESS
BANKRUPTCIES
HIGH CREDIT SCORE
SIMPLE APPLICATION PROCESS
With our simple electronic application, you can get an instant credit decision within hours of submitting. We can approve financing from $1,000 to $100,000.
1
INSTANT CREDIT DECISION WITH ABSOLUTELY NO OBLIGATIONS
2
ELECTRONICALLY SIGN FINANCE DOCUMENTS
3
WHEN THE DOCUMENTS ARE COMPLETE, ORDER SHIPS!
GET STARTED TODAY
We strive to deliver a seamless experience so you can focus on what matters the most, your bottom line! We've helped thousands of applicants ignite their business and are proud to be the trusted source in financing solutions.
Clicklease
Financing From 500 to 15,000
Business Lending
Treated as a lease
Tax Deductible
All types of credit accepted.
Takes less than 5 minutes
Trust the Professionals
California Tools and Equipment has partnered with clicklease to provide your business with industry-leading construction equipment for a low monthly payment. Financing is quick and easy, getting you the equipment you need at an affordable monthly payment.
Get an instant approval today with no hard credit pulland no documents needed.
Instant Credit Approvals from $500-$15,000
Why choose us for financing?
All Credit Scores Welcome
Whether you have great credit or bad credit, we have a solution
Pick your Payment
Choose the payment and lease term that best fits your budget.
Amazingly Fast Process
Complete the entire purchase in less than 10 minutes.
Instant Approvals Up To $15,000
As good as cash in hand, not just a pre-qualified amount.
No hard Credit Pull
Risk-free application and no impact to your personal credit score.
Tax Benefits
Your lease payments may be fully tax-deductible as a business expense.
More Information
Available 24/7 so you can apply whenever it’s convenient for you and it will only take three minutes of your time.
Once approved, you’ll have the option to select the term that best fits your budget and, if approved for more than you request, our calculator makes it easy to see how your payments change for any additional items you decide to add to your lease.
All contracts are “Lease-to-Own,” and you have the option of paying off the contract early at any time.
eDocs are available immediately, allowing you to order your new gear within minutes.